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Glossary
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Can I extend COBRA?
Monday, January 20, 2014Can I extend COBRA? Yes, under certain, limited conditions. If you become disabled within the first 60 days of COBRA coverage you can extend your coverage for an additional 11 months, for a total of 2 ... READ MORE
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Can I get coverage for just my child?
Monday, January 20, 2014Can I get coverage for just my child? Sure. Just select "Child(ren) only coverage" and enter your child(ren)'s information in the applicant section. ... READ MORE
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Can I get insurance other than COBRA?
Monday, January 20, 2014Can I get insurance other than COBRA? Maybe. It depends upon if an insurance company would consider you a good risk. If you are in good health (with no pre-existing conditions), you could probably fin ... READ MORE
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Can I get short-term coverage for just my child?
Monday, January 20, 2014Can I get short-term coverage for just my child? Sure. Just enter your child's information in the applicant section. ... READ MORE
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Co-payment? What's that?
Monday, January 20, 2014Co-payment? What's that? Ahh, yes, the co-payment. If you've never had health insurance or have never had a co-payment, they're really pretty simple to explain. They are really nothing more than a cha ... READ MORE
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Do I have to enroll in all of the plans - like dental and vision - that I had when I was an employee?
Monday, January 20, 2014Do I have to enroll in all of the plans - like dental and vision - that I had when I was an employee? No. Pick the ones that work best for your needs and budget ... READ MORE
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Do short-term plans include dental and vision benefits?
Monday, January 20, 2014Do short-term plans include dental and vision benefits? No. These are basic plans that are used to protect you in the event of a major illness or medical emergency and do not typically have the benefi ... READ MORE
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Does my employer have to offer COBRA?
Monday, January 20, 2014Does my employer have to offer COBRA? If your employer had at least 20 employees for more than half the previous calendar year, and offered a health insurance plan they do. If they had less than 20 em ... READ MORE
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HCI wants my Social Security Number? Is that safe for me to enter?
Monday, January 20, 2014HCI wants my Social Security Number? Is that safe for me to enter? Your SSN helps the carrier determine if you're qualified for the plan you've applied for. We understand that entering this info is a ... READ MORE
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How will I know if I qualify for short-term insurance?
Monday, January 20, 2014How will I know if I qualify for short-term insurance? We have done a lot of these, so we can pretty much tell you if you qualify or not after you have filled out your application. ... READ MORE